goal for 2010- Getting out of Debt. I am below the average american of being in debt but enough that I don't feel completely free of it. So I am going to do the Snowball effect of getting out debt. You can make money work for you, its just how you work money. It does take discipline and not to buy crap you don't need but its pretty rewarding. So herrre I go!
Good for you! I'm proud of yah kid. Have you read The Total Money Makeover by Dave Ramsey? If you haven't - you should! It will help keep you motivated.
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